Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") govern your use of the Charming Adventure website located at charming-adventure.com ("Service") operated by Charming Adventure ("us", "we", or "our").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

2. Description of Service

Charming Adventure provides digital financial news, analysis, and commentary focused on the United Kingdom market. Our services include:

• Financial news articles and analysis
• Market commentary and insights
• Newsletter subscriptions
• Educational content about financial markets and fintech

3. User Accounts and Registration

While browsing our website does not require registration, certain services such as newsletter subscriptions may require you to provide personal information. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

4. Acceptable Use

You agree to use our Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service in any way that violates applicable laws or regulations
• Transmit any material that is defamatory, offensive, or otherwise objectionable
• Attempt to gain unauthorised access to the Service or its related systems
• Use automated systems to access the Service without permission
• Impersonate any person or entity or misrepresent your affiliation
• Engage in any activity that interferes with or disrupts the Service

5. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of Charming Adventure and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used without our prior written consent.

6. Content and Commentary

6.1 Editorial Content

All articles, analysis, and commentary published on our Service are for informational purposes only and should not be considered as financial advice, investment recommendations, or solicitations to buy or sell securities.

6.2 Accuracy Disclaimer

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, reliability, or suitability of the information contained on our Service.

6.3 Investment Risk

All investments carry risk, and past performance does not guarantee future results. You should conduct your own research and consult with qualified financial advisors before making investment decisions.

7. User-Generated Content

If you submit comments, feedback, or other content to our Service, you grant us a non-exclusive, royalty-free, perpetual, and worldwide licence to use, modify, and display such content. You represent that you have the right to grant such licence and that your content does not violate any third-party rights.

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

9. Disclaimers and Limitation of Liability

9.1 Service Availability

We do not guarantee that the Service will be available at all times or that it will be free from errors, viruses, or other harmful components.

9.2 Limitation of Liability

To the fullest extent permitted by law, Charming Adventure shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

9.3 Financial Disclaimer

Under no circumstances shall Charming Adventure be liable for any financial losses resulting from investment decisions made based on information provided through our Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless Charming Adventure and its employees, contractors, agents, officers, and directors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the Service.

11. Termination

We may terminate or suspend your access to our Service immediately, without prior notice, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

14. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

15. Contact Information

If you have any questions about these Terms of Service, please contact us: